​​​​​(click here)

If you have purchased a Tradeline:

​Tradeline

​Please click on the dot above to be taken to our onedrive spreadsheets.  Or copy and past this link into your web browser:  https://1drv.ms/x/s!AujulUmUV2Dkg0Nbh-xtST4JQqOl 

​Inventory

Or copy and past the blue

               link below.

​(click here)

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Posting Instructions:
1. Set up either a Freecreditreport.com or Creditchecktotal.com Account about 2 days before the posting date. You may also need a creditkarma.com account, so please set that up right away.
2. Once you set up the Freecreditreport.com or Creditchecktotal.com Account, add the Cardholders Address to the profile as the primary address. If there is more than one Cardholder Address you can choose "lived less than 6 months" and a section will pop up that allows you to put in the other Cardholders Address. Press update. Please note that you only use the Cardholders Address to update the tradeline. Do not use it for any other purposes. Change the Address back to the clients address as soon as the Tradeline posts.
3. Follow up after 48 hours. If the line is not there do a hardpull using the links below. After the harpull is completed, check your credit file. You may have to follow up after 48 hours if the line is not there. If you don't see the line, check credit karma. Sometimes one credit file might be slow.
Physical Address Hardpull Link: https://www.capitalone.com/credit-cards/

UPS Address Hardpull Link:  https://www.wellsfargo.com/mortgage/apply/​

​
Only contact us if the steps above are complete. We do not do hardpulls and yes, you may have inquiries from the hardpulls. That is just a part of the process. If you cannot set up a credit file like freecreditreport.com or creditchecktotal.com, you can go directly to a hardpull. Please note that it indicates something is wrong if you cannot set up either of those files. The tradeline is not attached yet, so there is no issue with the Tradeline. If it is a SSN, have the client call them to resolve the issue.

If you have an issue, please email us at teamclaccounting@yahoo.com. Put the clients name in the subject of the email. You can text just to say you sent an email regarding a posting issue. Do not contact us unless you have completed all the steps above. You must contact us within 10 days of the posting date to receive a replacement, which is the first resolution. You must also include the login for freecreditreport.com or creditchecktotal.com in addition to creditkarma.com. Please be sure to check the login information so that it is correct. Please include the security password and the pin number so that we do not have issues logging in.

***First. Make sure there is NO Fraud Alert on the credit file. If there is and you update the Cardholders Address, the tradeline may not post. That is the job of a Fraud Alert, to prevent anything from posting. Be sure any Fraud Alert or even Notes indicating instructions about Security are removed before updating the Cardholders Address. We will not replace or credit if there is a Fraud Alert.

On or 2 days before the post date, please set up either a Freecreditreport.com or Creditchecktotal.com account. Add the Cardholder Address to the Profile once the credit file is set up. Make sure you Press update. Follow up 48 hours after the post date. If the Tradleine(s) are not there a hardpull is required. See below for Hardpull instructions. We are not responsible for the setting up of credit files or hardpulls. We are only responsible for adding the lines. You as the broker or the client are responsible for following up and going through the posting instructions. If you have any issues, please email the login for the credit file and be sure to include the Security question and pin number. Please do not call. We need to have a record of any issues and you must contact us within 10 days of the post date if you request a replacement or credit. The first resolution is always a replacment. If you have multiple orders, please send separate emails with the login details for each client. We will always do our best to resolve each issue in a timely manner, but need your cooperation to do so.

​Please identify if you are using a CPN or Social Security Number.              

                           
** To ensure the A/U is reported, they should be added prior to the statement date.  A hardpull may be required.        

** If you do not provide the correct spelling for your client and the line has been added, no refund will be given.  You pay for the service of adding your client and once the statement date has passed, another spot would need to be purchased.           
              
** Payment Info:  Wells Fargo Direct Deposit, Chase Quick Pay (Zelle), Walmart to Walmart, and Google Wallet.  Please call, text or email to confirm the line(s) you are interested in are available.    Please note that you do not have to be a Chase Account holder to pay via Chase Quick Pay.          
               
** Information Required to Add and Authorized User:               
Name               
Date of Birth               
Address               
Social Security Number  or CPN/SCN  

** Most lines are CPN Friendly.  The spreadsheet will indicate if the line is SSN only and will require a front and back copy of the clients Drivers License and Social Security card.   

How to order:
Please email tradelinetoday@yahoo.com or text 602-865-9272 with your order request.  Once your order is confirmed, please pay through either Chase Quick Pay (Zelle), Walmart to Walmart, Wells Fargo Direct Deposit, Cash App, Western Union or MoneyGram.  Payment Information is below. Please then email the clients name, social or cpn number and date of birth.  If the tradeline requires a SSN only, please email or text a clear image of your clients Social Security Card and Drivers License.  (text to 602-865-9272)  Our In House and Secondary Inventories will have a posting date.  If by the posting date the tradeline has not posted, you will be required to set up a creditchecktotal.com or freecreditreport.com account for your client.  

We are not affiliated with either credit file, but it is the best tool we have to post the line. You will need to contact us via email, please do not call for this type of inquiry, to request the Cardholder Address. Once you have the Cardholder Address, you will change the address on the Credit Check Total or FreeCreditReport.  The tradeline should then show up within 24 to 48 hours.  If the line does not post with the Address update, a hardpull will be required.  If there are any issues, please email the log in information for the credit file account to us.  If a line does not post for any reason, the first step is to replace the line.  A refund is only an option within 3 days of the first order or within the legally required time frame that your state requires or after a replacement is made.  Your policies should reflect our policies and procedures so that we can set your clients expectations accordingly.  We always strive to not only meet, but exceed your expectations, however we have to go through the steps above that have been proven to be extremely successful.  Replacements cannot be exact.  They will be matched first by the price of the line.  We promise to try and get you a similar if not better line if possible, but because of the nature of the industry we have to go first by the cost of the line.

Payment Options:

1.  Wells Fargo Direct Deposit.  This option is free.  Please call or text for account number.  Not all states 

accept payment in the branch.  You will need to ask your local branch as we do not have a list.

2.  (Zelle):  teamclaccounting@yahoo.com 

3. Walmart to Walmart (ask for name of person to receive)  

4. MoneyGram (We will need a copy of the receipt if paid in person with the amount sent and the name of the person sending in addition to the confirmation number.)

**Please read all of the disclosures on the updated inventory.  The prices listed are broker pricing.  As a broker,

you are responsible for all soft and hard pulls.   You and your clients are only to use the Cardholders Address to populate the Tradeline.  The Address must be changed to your clients address after the tradeline populates. 
Thank you,
Theresa Moles
Business Operations Manager
Cell: 602-865-9272

(Text is always the fastest response)

Please allow 24 to 48 hours for response.  We typically respond much faster.

DISCLAIMER: Client understands and agrees that any and all products and services offered by Tradeline Today are intended to comply with all municipal, state and federal laws, statutes, ordinances, rules and regulations

of every kind, and that Tradeline Today, does not condone the use of its products and services for any unlawful, fraudulent, or unethical activity.